Case Studies

A $180M GC came to us after losing a key carrier mid-project. Working from a one-page risk profile, we rebuilt the program inside fourteen days with broader limits, lower retentions, and zero coverage gap.

A regional jobber running 40 tankers across five states needed a unified program. We consolidated three carriers into one and dropped TCOR by 18% — without losing the local relationships.

A 60-year-old non-profit with mixed residential and outpatient programs was over-paying and under-covered. We rebuilt the tower and saved $140K annually with broader D&O and abuse limits.

After two open claims and a non-renewal, this 80-employee contractor was facing a 60% premium increase. We placed them with an A-rated standard market and kept their work.

A regional fuel distributor with a 150-vehicle fleet moved from a reactive insurance-buying model to a single-parent captive. Total cost of risk reduced ~17% while environmental and transportation claim oversight improved.

For a privately held $200M operation, we coordinated with domicile counsel, the fronting carrier, and reinsurance to launch a single-parent captive in 90 days.