Captive

Captive insurance programs are insured-owned insurance programs which allow the insureds to take part in underwriting profit, beneficial tax status, and other risk management benefits typically only allowed to traditional insurance carriers.

We’ll help you through the process of selecting a program based on the advantages and disadvantages that come with each. You can look forward to underwriting profits, investment income, pricing stability, and much more. However, be aware of the potential disadvantages such as capitalization and collateral costs, risk sharing, and relative financial instability.

When the math makes sense, there’s a captive plan for you. Let’s work together to get you the best coverage plan possible.